The next generation of digital banking
User expectations for digital services increase day by day, and banking apps are no exception. Operating in a highly regulated industry brings its own challenges, and that’s where Qvik comes in. We create compliant solutions that balance business goals with outstanding user experience.
The challenges we see in banks
Many banks in Europe have solid infrastructure, capable teams, and trusted partners, yet still struggle at the digital experience layer. The challenges we come across often don’t require multi-year transformation – they require experienced product thinking and strong execution. That’s what we at Qvik do best.
Digital banking must-haves in 2026
Exceptional customer journey
Customers expect a seamless experience across both web and mobile applications. We help you design and deliver a consistent, unified journey that feels intuitive and connected across every digital channel.
Intelligent onboarding
Customers expect onboarding to be fast, intuitive, and secure. We help you deliver a smooth onboarding experience that removes friction, boosts conversion, and uses AI and biometrics to verify identities with confidence.
Instant applications
Lowering application friction is key to improving conversion without sacrificing trust. Our team create compliant, efficient user journeys that build confidence and maximize results.
Adding payment cards to wallet with 2-clicks
With mobile wallet usage at an all-time high, providing a seamless card provisioning experience for Apple Pay and Google Wallet is critical to customer adoption and satisfaction.
Personalized investments
Thoughtful personalization drives action. We create one-click investment experiences that remove friction at the start and use smart nudges to make consistent saving feel natural and fun.
Qvik is a trusted banking partner
Why banks choose Qvik
Proven delivery with established and challenger banks
We have years of experience working with some of the biggest and innovative banks in Europe.
Partnerships with banking platforms & card issuers
We have experience working with your solution providers across KYC, core banking, and card issuing, among other areas.
Best-in-class user experience within banking constraints
We turn user experience into a competitive advantage, without compromising regulatory requirements.
Experienced in regulated environments
We’re used to working with financial authorities as well as compliance, risk, and security teams as part of everyday delivery.
Senior teams with experienced designers and developers
We have the right experts, experienced in the banking industry, to get the work done.
Originating from the Nordics, on top of the latest trends
We are on top of the latest trends, originating from a digitally leading region.
Industry partners
All digital banking solutions rely on a range of specialized providers. We know this ecosystem well and have carefully selected a few partners with whom we’ve built deep collaboration, knowledge sharing, and joint customer projects.
CRIF
Qvik partners with CRIF to design and integrate data-driven credit, risk, and decisioning solutions that support compliant, scalable financial and embedded finance services.
Enfuce
Qvik partners with Enfuce to design and deliver compliant, user-friendly card-based and embedded finance solutions for fintechs and digital platforms.
Mambu
Qvik partners with Mambu to design and build modern digital banking and financial services on top of Mambu’s cloud-native core banking platform.
Neonomics
Qvik works with Neonomics to enable seamless open banking experiences integrated into customer-facing digital services.
Signicat
Qvik collaborates with Signicat to implement secure digital identity, authentication, and signing solutions as part of trusted end-to-end digital journeys.
We started building a new mobile bank in 2018, and we chose Qvik as our partner because of their reputation for excellent customer and digital experiences. The collaboration has proven to be both effective and productive – the best mobile bank in Finland speaks for itself.
Our collaboration has been smooth and professional from start to finish, and we've truly felt like we’ve been working as one team. We’re really looking forward to continuing our partnership, both to further develop the app and to take on future projects that will make Kameo even more user-friendly and a leader in the industry.
"Based on my experiences I can say that our collaboration with Qvik has been accessible, open, transparent, smart, adaptive and to the point."
"The Qvikies fit in so well, I can hardly tell them apart from our in-house team any more. They are so deeply involved with our work that I don’t even think about them as consultants any more. Our cooperation has been fantastic all round."
"We chose Qvik as our partner because of their holistic approach and domain expertise. Qvik always listened to us and answered our needs really well throughout the project. The results were brutally honest, and hence really valuable."
“We know the banking business, but Qvik’s fresh perspective and knowledge of other industries was valuable. It takes class and skill to create a smooth user experience that combines the financial sector’s regulatory requirements with a clear and simple customer experience. This was precisely what we were able to achieve together with Qvik.”
Let’s build the next generation of banking
Whether you need to modernize your mobile app, improve user experience or accelerate digital development, we’re ready to help.
Or call him on +358 50 414 7709.
Or call him on +358 50 414 7709.